/EAN Case Code (2-5-5) is required at the Pack level. When you are ready to create the prenote files, select Create Prenotes from the Action drop-down list and then click the Process button. Direct deposit changes such as bank routing and account number will trigger a prenote process. A pre-note expiration date is the last date for this test case to process for an employee’s direct deposit. For example, your prenote process requires a 5 day wait period. Archived post. A pre-note expiration date is the last date for this test case to process for an employee’s direct deposit. When the payroll department runs the prepayment process with an effective date of 30th Jan, the prenote statuses will appear as follows: The prenote process is a test run for direct deposits to verify that bank IDs and employee account numbers are valid. Typically, an employee receives a live. Applies to Direct Deposit is available to all associates. • Once on PPS the prenote process begins. NFL NBA Megan Anderson Atlanta Hawks Los Angeles Lakers Boston Celtics Arsenal F. Endorse. The Kroger Business Model Canvas highlights key aspects such as customer segments, value propositions, key activities, and revenue streams that contribute to its success. Payroll managers at companies often file direct deposits in batches for all employees on payday. Follow these steps to create a vendor account prenote for your organization’s bank. ONE prenote is a test transaction that a bench uses to validate einem employee’s bank account and routing information. Financial Gateway imports the prenote and creates a payment file. Box 908. In this article, we'll explore what a prenote is, how prenote authorization works, and what the benefits and limitations von a prenote are. Every employee who participates in direct deposits will have to go through a prenote process. When you process bank tape payments, the system performs prenote editing if the GL (payor) bank account is set up. To send a prenote, all you need to do is make a $0 ACH credit to the counterparty’s bank account. When the payroll department runs the prepayment process with an effective date of 30th Jan, the prenote statuses will appear as follows:The prenote period starts on the first banking day after setting up the direct deposit account information. After prenote, Direct Deposits are made automatically. What is a Prenote date direct deposit? A pre-note (prenote) is a test case to process before actual electronic funds’ transfers begin. It’s been two full weeks and my pay info says “prenote process” or some stupid shit like that. Bill pay and eBills. To do this use the Payroll Bank Account Prenote Status Update data loader. Contrary to popular belief, the funds don’t go straight from bank to bank. By product Synder Synchronise Synder Acquiring Synder Books. Skip in content. It is a zero-dollar transaction that an originator sends to the issuing bank prior to an actual debit or credit. You also have the option of selecting it manually. Email or username. I would like to know if there is a report I can run to see why it didn'When a PreNote is sent, it will post to the receiving bank using the same timing as a normal ACH transaction. If you're running the Direct Deposit Prenotification report (DDP005) and the Direct Deposit Prenote Memo report (DDP006), you must run them prior to creating the direct deposit transmittal file. A prenote or prenotification is a $0 ACH payment used to validate the account and routing information of a counterparty before sending transactions of greater value. Create Prenote File from EBMS. Pay slips are on my info under pay --> pay slips seems they only go back untill 2020 and will a few weeks or months in a few pdfs. See Process EFT Prenotes for more information. When you create the prenote transaction using the Auto Deposit Pre-Note Bank File program, the system assigns a start date to the employee's automatic deposit information. This usually takes 10 business days, or up to two payroll cycles to be. 6th. There is no waiting period. Certegy is a check risk management company that provides verification, guarantee and risk analytics to thousands of businesses that choose to accept checks as a form of payment for goods or services. Modern Treasury now supports sending ACH prenotes. If you receive a check made out to you and a joint filer, be sure to endorse the check with both of your names and deposit it into an account you hold jointly. For example, your prenote process requires a 5 day wait period. You will receiveNote: The County uses the prenote process for verifying direct deposit transactions, this change may be delayed until the prenote test is complete. It stays in prenote for couple of weeks 1 or 2 and from then direct deposit starts. A pre-note expiration date is the last date for this test case to process for an employee's direct deposit. The application stores regular prenote files in the default location shown at the bottom of the screen. A prenote code indicates whether a supplier is in a setup or complete status for electronic funds transfer (EFT). Definition of Prenote. 5. Contrary to popular belief, the funds don’t go straight from bank to bank. If you're running the Direct Deposit Prenotification report (DDP005) and the Direct Deposit Prenote Memo report (DDP006), you must run them prior to creating the direct deposit transmittal file. Typically, the entire prenote process takes three banking days, minimum. You will receive your regular paycheck for the first month or prenote period. include all the bank account, employee, and vendor agent information, but with zero amounts. prenote process including, but not limited to, bank fees, bank charges, individual employee credit issues, and or loss of direct deposit funds, and as such, you hereby relieve Sage from the responsibility of validating bank account information and further release Sage from all liability arising from your instructions. The Prenote Process. If you have selected direct deposit as your method of payment, you may not receive your first payment until after 9 days from the date of requesting this payment method. The prenote process involves sending a zero-dollar amount through an ACH network as a test before an employee’s direct deposit occurs. 2 [Release 9]: EPY:Is There an Option in PeopleSoft for Real Time Prenote Process?3. Customer Service telephone (for bank draft inquiries only): 1-855-853-8289. Typically, the entire prenote process takes three banking days, minimum. By initiating a small deposit and verifying its amount, users can ensure the accuracy of their bank account details and avoid potential issues or delays in processing payments. ContactSusan Tompor at313-222-8876 or stompor@freepress. They enter their bank account details on 15th Jan. Enhance missed renewal process to insure clear communication to all functional areas affected 4. Use this store locator to find your local grocery store. 3% lower. After prenote, Direct Deposits are made automatically. The reports contain the following information: The Previous Info detail row displays the direct deposit information in TINS before the update if the transactions were from the automated NOC process or made online by Payment Services using. Complete your bank’s paperwork. For example, your prenote process requires a 5 day wait period. Due to the prenote process, changes made to a. New comments cannot be posted and votes cannot be cast. Simply stated, the new NACHA checking account validation rule means checking to make sure that the checking account routing and account numbers submitted for a given ACH transaction are valid. Valid only on Pickup and Delivery orders where available. Navigate to 'Account services' by scrolling up in the mobile app or in the drop down menu on chase. We've pre-filled your direct deposit form to save you time. 4% to 8. Optimize SPM to provide more specific PY status, they are too generalized. Can someone help me? I’ve been working here two full weeks now. A pre-note expiration date is the last date for this test case to process for an employee’s direct deposit. There are no additional fees associated with using the prenote option within UKG Ready, nor does it require any further actions when processing payroll. (800) 237-3826. My Prescriptions is here to help simplify your pharmacy experience. The Kroger Co. Prenote direct deposit files. Once the bank receives the prenote informational, she will enter the banking and getting numbers of the employee. When the payroll department runs the prepayment process with an effective date of 30th Jan, the prenote statuses will appear as follows:If you prenote bank accounts in your legacy system, you may choose to skip the prenote process when you implement payroll. A vorzeitig note or prenotification is a zero dollar payment to validate the account and routing details of a store account before debiting or. The COVID-19 vaccine is currently available, depending on manufacturer, to individuals 6 months and older. A prenote process is when a bank tests new Direct Deposit accounts before actual deposits are made. Can someone help me? I’ve been working here two full weeks now. Date of the last time this payee record was modified. Apr-28-2022 10:07 AM. 1 Contractors shall be responsible to ensure the appropriate termination date is used when entering new bank account information. This is a test record sent to the bank to ensure the file transmits correctly with the proper coding and account numbers. Eligible accounts You can have your regular pay deposited into: We would like to show you a description here but the site won’t allow us. It has no impact on your bank balance. Employers may offer a physical paycheck, a debit card, otherwise. How do I calculate when the prenote period ends? To calculate when the prenote period ends, start the count of. Why Synder? Solutions. Trial and micro deposits of just a few cents. Best. If you work for a company that runs the prenote process, which are typically companies in the US, you may see a prenotification status banner message at the top of the bank account region. If the payment is successful but there was a change to the Financial Institution that processed the payment, such as a. Prenote authorization, on the other hand, is the process of obtaining consent from the recipient to send a prenote. A pre-note expiration date is the last date for this test case to process for an employee’s direct deposit. In this video, Sean, a Software Engineer, walks through how to send an ACH prenotification or "prenote" using Modern Treasury. , creating stiff competition for Walmart, the overall top seller of groceries. 080596 0 0. We've pre-filled your direct deposit form to save you time. 10770. When initiating a prenote for Direct Deposit, it is important to remember that it may take several days, and sometimes 2 to 4 weeks, to process the paperwork. 85 billion during the quarter, compared to analysts' expectations of $34. SCO Electronic Claim Submission Requirements Manual. It also is usually only possible if no errors are found during the prenote test. HR Stash. Synder blog . A prenote is ampere test transaction that a store uses to validate an employee’s bank account and routing information. Now, the application automatically triggers the prenote process. This date allows the receiving bank to process the payment before the actual funds are transferred. A prenote deposit will usually show up on your pay stub as a very small payment, usually of only a few cents and possibly even for an amount of $0. It is done to ensure that the bank is still active and operational, and does happen periodically. When the payroll department runs the prepayment process with an effective date of 30th Jan, the prenote statuses will appear as follows: The #1 Employee Benefit. S. This means that the company's employees will be most likely paid their first payment by check. Follow your bank's instructions for uploading the prenote file. ÐÏ à¡± á> þÿ Ì Î. fin | eBay How To Create An Electronic Signature For Your Adp Direct Deposit Form 2017 Online. This is a test record sent to the bank to ensure the file transmits correctly with the proper coding and account numbers. The prenote is considered successful if you don’t receive an ACH Return or Notification of Change related to it from the counterparty’s bank. It protects you and it protects the company from legal actions that could be taken if information viewed here were used inappropriately. banking laws require that anyone adding or changing financial institutions for direct deposit must complete a prenote process. Graweon. validated by the bank via the prenote process. contexto: formulario bancario dice: Prenote generation date. Use this store locator to find your local grocery store. Certegy Payment Solutions, LLC. 3 billion to $3. This PeopleSoft application provides the availability of prenote verification for EFT and ACH payments. This means that the company's employees will be most likely paid their first payment by check. You have a new hire, on a monthly payroll, with the first period end date being the 30th Jan. The prenote process will notify you if your payment method. through this process. Prenotification (Prenote) Period. Employees receive direct deposits right away. Typically, the entire prenote process takes three banking days, minimum. 089105 LCL=0. If you use Kotapay to transmit files, sign into Kotapay and transmit the files. GO. ” What Is a Prenote? A prenote is a zero-dollar (or other currency) test. I'm trying to set up my direct deposit and I'm a bit confused it's asking me to choose organization payment method it's asking me to choose between payroll eft or adp pay card any help would be appreciated. If you're mid-market (ie don't have back office) you'll need to put in a support ticket. This enables the bank or 3rd party to verify all necessary information is present and correct. You have a new hire, on a monthly payroll, with the first period end date being the 30th Jan. When the payroll department runs the prepayment process with an effective date of 30th Jan, the prenote statuses will appear as follows:The change enhances NACHA’s anti-fraud mitigation. r/kroger • 3 hr. Therefore, your 1 st check may be a manual paycheck. I don't think it's available on the web, though. Certegy Payment Solutions, LLC. They enter their bank account details on 15th Jan. S. P. Some arms about government, mostly in the United States, have even startup to use who prenote vs Direct Deposit process to pay entitlement, perks, other structured payments, like Social Security. I check every morning on pay day before I go to my first job at 2am. In is article, we'll suchen what a prenote is, how prenote authority worked, and what the service and functional for ampere prenote are. To ease the regulatory process, Kroger and Albertsons said would divest stores in markets where they overlap. The prenote process verifies that the account n umber, routing number, and account types are correct for the account entered. Typically, the entire prenote process takes three banking days, minimum. For example, your prenote process requires a 5 day wait period. If it’s $0 then it’s a pre-note. When you start working for a new employers, one regarding the first questions you’re interrogated has about how you’d similar to be paid. Audience: AAP Candidates, ACH Personnel, APRP Candidates, Audit, Compliance, Operations, Payments Personnel, Risk. Kroger faces competition from a range of companies, including Walmart, Amazon, and Costco. CAREERS LOGIN. Pre-Notification causes payment delays. You have a new hire, on a monthly payroll, with the first period end date being the 30th Jan. On-demand pay — also known as earned wage access — gives employees access to their earned pay before the traditional, scheduled payday. A direct deposit (advice) won't trigger until 13 business days after the prenote date. The purpose of a prenote is to reduce the risk of failed transactions due to incorrect account information. Kroger direct deposit question. Certegy pioneered the check risk management industry in the U. 01 Packages the. From a process perspective, sending a pre-note is a test of employee direct deposit information. This process uses the 6-character Kroger line number (KLN); the unit price, quantity, and unit of measure (UOM) on the invoice; the unit price and UOM on the PO; the quantity on the receiver; and the totals on the invoice. This includes the date the direct deposit is set up. myinfo paystubs : r/kroger r/kroger • 1 yr. By initiating a small deposit and verifying its amount, users can ensure the accuracy of their bank account details and avoid potential issues or delays in processing payments. The date may not coincide with your employer's normal pay cycle, either. Choose the checking account you want to receive your direct deposit. We scan our expansive database of consumer account history. 3. Click the Direct Deposit tab, and select the Enable Direct Deposit box. When an employee’s banking information is updated, prenote is restarted, usually for five days. Generate EFT Prenote FilesMy Oracle Support provides customers with access to over a million knowledge articles and a vibrant support community of peers and Oracle experts. Process. Member Fee: $0. 05. 9 billion in connection with. CAREERS LOGIN. The prenote process is waived for Baxter Credit Union accounts. (NYSE:KR) announced its quarterly earnings data on Friday, September, 8th. This date lets you know that the vendor would have to go back through the Prenote process and payments during this time would not be ACH/EFT. The last date for this test case to process an employee’s direct deposit is a pre-note expiration date. From a process perspective, sending a pre-note is a test of employee direct deposit information. By 1920 the company had begun a process of rapid expansion beyond the Cincinnati area. It is the number of days you want the system to automatically activate the direct deposit after the prenote (test file) was sent to the bank. 4 comments. Highlight the first Invoice for an ACH vendor and click OK button. Typically, the entire prenote process takes three banking days, minimum. You must associate at least one payment source. Find produce, pharmacy, fuel, and groceries near you with. Read Reviews. The code you enter in this field is for informational purposes only and is not used by the banking process. You consent to receiving marketing messages from Indeed and may opt. ago by Tocomat Guys I’m sick of Kroger. These steps correspond to the prenotification process illustrated in the above diagram: The source system sends a prenote request to Financial Gateway. After scanning, Certegy will let the merchant know whether they should. If you selected the Payables Prenote Required check box or Receivables Prenote Required checkbox, the EFT prenote file will need to be generated first before the system will generate a regular EFT file. It is often used to test the validity of a bank account or verify the accuracy of payroll information. You can process prenotes with the current date. Step 5– Print off the form, provide your signature, and give the document along with a voided check to your payroll manager. Employers may offer a physical paycheck, a debit map, or Direct Deposit into your. It also is usually only possible if no errors are found during the prenote test. And going paperless helps protect you from mail theft—it’s a win-win. Batch Transfers Can Delay The Process . Visit Website. They enter their bank account details on 15th Jan. Baltimore, MD 21297-1396. • Skip Prenote – Check this box to skip the prenote process and have direct deposits go live immediately. The Kroger Co. Note: When the payment method is labeled as "PreNote Stage," this is the time for the banks to authenticate the direct deposit information. Your bank can verify the accuracy of the electronic payment data (for example, bank transit number and account number) in a test. Before you’re able to get paid, a pre-note will sometimes get sent in order to process your direct deposit. PayPal Prenote is a crucial process that ensures safe and reliable money transfers between PayPal accounts. UKG prenote . They enter their bank account details on 15th Jan. By industry. , your gross pay less withholding for federal, State, and local taxes, plus. In order to complete this verification a process, an actual payment must be issued subsequent to your most recent update in ECU’s direct deposit system. Click to initiate an output process, such as creating an EFT file, or printing checks or advices. . 3 – Manage Stale Payments. To give us written notice please contact us at The Kroger Co. 00 prenote sent to KotaPay + Docusign Application generated and sent to member, Checkrun then manually uploaded in the KotaPay Online Portal Payment Process Payment Submitted to KotaPay - Processed. Due to the prenote process, changes made to a Direct Deposit normally take one or two payroll cycles to be executed. Prenote definition at the source bank level can override prenote information defined elsewhere. Verify the Include Electronic Payment Vendors is set to Yes and click the Printer icon. Candidates who pass these. Checks deposited through the Chime mobile app typically post up to five business days from the date of the deposit. 2. Paypal Prenote Transaction. Sage General Cloud. If EFT and ACH prenotes are included in the pay cycle, the system reverses the prenote status on the Vendor Information component (VNDR_ID) from Pending to New when you reset a pay cycle. I get direct deposit and my paycheck usually shows up Wednesday evening. According product Synder Sync Synder Insights Synder Books. At the bottom line, Kroger forecasts fiscal 2021 adjusted earnings per share of. Sagen X3 Finance and operational management that’s faster and extra flexible rather traditional ERP. Electronic Fund Transfer Prenote ASCII Record Layout. It also is usually only possible if no errors are found during the prenote test. Values are Completed, Not Submitted, Rejected, and Submitted. A pre-note (prenote) is a test case to process before actual electronic funds’ transfers begin. 30. Philadelphia 76ers Premier League UFC. S. After prenote, Direct Deposits are made automatically. In the File name field, select where the new prenote file will be saved, and then type a file name. Typically, the entire prenote process takes three banking days, minimum. On-demand pay — also known as earned wage access — gives employees access to their earned pay before the traditional, scheduled payday. 5 billion, with growth of 5. I hope that this article in our Help Center will help set your minds at ease about the validity of the prenote. This helps to ensure that the payment is valid and will be accepted by the receiving bank. If you would like to speak with us directly, or if this is urgent, please call us at: 800–576–4377 (1-800-KRO-GERS) What are digital coupons and how do they work? Get your questions answered about loading Digital Coupons to your Shopper's Card, viewing and redeeming available coupons and more. The next pay period the money would be deposited, assuming there wasn't a reason to refuse it. has been asked to provide additional information to the Federal Trade Commission (FTC) on its pending merger with Albertsons Cos. A direct deposit (advice) won't trigger until 13 business days after the prenote date. If you prenote bank accounts in your legacy system, you may choose to skip the prenote process when you implement payroll. Verify the Include Electronic Payment Vendors is set to Yes and click the Printer icon. Sending a pre-note is a test of employee direct deposit information from a process standpoint. Login or register (free and only takes a few minutes) to participate in this question. It also verifies that the account is open and eligible for deposit. This setting works in conjunction with the Prenote on Next Pay Date fields. Login to get started. This enables the bank or 3rd party to verify all necessary information is present and correct. In the motion, Kroger asserted that Sundeen (1) could not prove all the elements necessary to prevail in a claim of malicious prosecution, and (2) could not prevail on his claim of abuse of process because he could not prove judicial process was used to extort or coerce. As I understand it a prenote is a way of validating account information. Accounting Native-cloud accouting software for small work. 14, 2022. b. The amount of the prenote is paid to the payee on a check for the pay period. If you are an employer setting up a direct deposit for an employee, it is important to begin the Prenote process at least 10 business days before the employee’s first paycheck. It is the United States' largest supermarket by revenue ($121. The robots and automation allow Kroger to fulfill thousands of orders per day from its Ohio warehouse. Sending a pre-note is a test of employee direct deposit information from a process standpoint. AgilePayments offers cost effective, easy to. Payment Sources. Accounting, finance and calculate. r/kroger • 3 hr. Auto Assign Company ID. Your bank transit number and account number will be included on the EFT tape that notifies your bank of direct deposit transfers, but no funds will actually be transferred on the prenote date. In addition to the thorough review process and on-site survey, our pharmacy's website was verified. I set up DD the first day of work. The prenote period starts on the first banking day after setting up the direct deposit account information. In order to complete this verification a process, an actual payment must be issued subsequent to your most recent update in ECU’s direct deposit system. In the File name field, select where the new prenote file will be saved, and then type a file name. Synder blog . A prenote process is when a bank tests new Direct Deposit accounts before actual deposits are made. They go through an automated clearinghouse (ACH). Apr-28-2022 10:07 AM. A “batch transfer” is any deposit that is made in a group. What can one prenote? Skip toward content Items. From a process perspective, sending a pre-note is a test of employee direct deposit information. Operating profit in 2021 is pegged at $3. To Request by Fax: 727-570-4936. Table 3. A prenote mostly need 10 days. It also is usually only possible if no errors are found during the prenote test. No checks in the mail,. However, if sent, prenote rules must be followed and a prenote must precede the first live entry by at least six (6) banking days. I would like to understand how the timeline works for entering direct deposits. If you are an employer setting up a direct deposit for an employee, it is important to begin the Prenote process at least 10 business days before the employee’s first paycheck. In the File name field, select where the new prenote file will be saved, and then. By valid we mean the account is open. Choose eft if you want direct deposit into your checking account. Should I expect a direct deposit or pick up a paper check. If you're running the Direct Deposit Prenotification report (DDP005) and the Direct Deposit Prenote Memo report (DDP006), you must run them prior to creating the direct deposit transmittal file. 1. In the Bank name field, select the name of your organization’s bank. Per product Synder Synchronise Synder Insights Synder Our. , Cincinnati, OH 45202. SCO Electronic Claim Submission Requirements Manual. It sounds like your company pre-notes. Corporate headquarters are in Cincinnati, Ohio. It is designed to support all payment channels, check types and forms of ID. Kroger on Friday, Oct. You can configure the prenote period. If you selected the Payables Prenote Required check box or Receivables Prenote Required checkbox, the EFT. status, mark the . Click Create File to generate an ACH file (3). Open Accounts Payable, Check Printing and Electronic Payment, Invoice Payment Selection. The official Kroger employee portal for checking my work schedule online is Feed. SecureWEB helps ensure that each of us has the information. "Note: If you selected the Prenote Process Allowed check box on the Installation Settings USA page, this field is automatically selected. e. traces its origins back to a business called the Great Western. Visit Website. Warrant ASCII Record Layout. You may schedule a one-time only (non-recurring) payment or you may schedule recurring payments using one of the following options. Prenote versus Direct Deposit – Prenote Meaning and Process for Direct Deposition. An employee will be paid by direct deposit once the verification process is completed and the account. Why Synder? Our. This prenote process is necessary to verify that the recipient’s account information provided by the sender is accurate and valid. For example, your prenote process requires a 5 day wait period. Sage 50cloud Accounting Desktop financial software connected for who cloud. It is a zero-dollar transaction that an originator sends to the issuing bank prior to an actual debit or credit. C. Under payment methods it says " This bank account will be used once the prenote process is complete. Kroger will also assume $4. I am going to edit my earlier post to include this link there as well, so anyone reaching this thread at a later date will see it. It’s possible it’s just a standard account check. It serves as a verification process to ensure the accuracy of account information before the actual transaction takes place. Attn: CFDR Request. PeopleSoft Enterprise HCM Payroll for North America - Version 9. PayPal Prenote is a valuable feature provided by PayPal that allows users to test their bank account setup before conducting actual transactions. By. PayPal sends a small test. P. Many finance and HR professionals will be familiar with prenotes, but other colleagues may not have heard of this type of transaction. The "flip side" of the Prenote is the responsibility of the ODFI to get its Originator to make needed changes before sending "live" debits and credits. It also verifies that the account is open and eligible for deposit. • The prenote process takes approximately 10. If the payment is successful but there was a change to the Financial Institution that processed the payment, such as a. Certegy pioneered the check risk management industry in the U. More often than not a prenote authorization will have no dollar. What is Prenote date? A pre-note (prenote) is a test case to process before actual electronic funds’ transfers begin. Not able to see all the failures, time consuming process for all areas resulting in extensions and revenue loss. Now, we just verify that the account and routing numbers match. (Optional) Set up withholding (for withholding-applicable vendors only)The validation process can take 3-5 business days. A pre-note (prenote) is a test case to process before actual electronic funds' transfers begin. I just recently started working for kroger and I have a weird transaction on my bank account. 14, 2022, Albertsons and Kroger, two of the nation’s largest grocers, announced they have agreed. Suite 300 Allen, TX 75013 (866) 918-2409Process Parameters. Prenote is a quick test to see if the banking information is correct from what I researched on Google. They enter their bank account details on 15th Jan. If some information is missing, you can easily. View, manage, and pay bills securely in one place—with one simple sign in. Solis, File) An Albertsons grocery store is seen at 1219 S Broadway Ave. A vorzeitig note or prenotification is a zero dollar payment to validate the account and routing details of a store account before debiting or. Please make sure your feed app is up to date, and just press the i (info) button and search pay slip. Send direct deposit files to the bank or the 3rd party that processes your ACH files. I learned after signing the contracts that Paychex does not prenote direct deposits ever. Albertsons is included in this because Kroger and Albertsons recently announced a $24. They enter their bank account details on 15th Jan.